Moving from lenders to France
If the amount of the debt exceeds the financial capacity, and the accrued interest increases it exponentially, the borrower has several options, many choose – the move.
It is desirable that the final point of the route be a developed European state with applicable laws and the protection of human rights. Under this description is best suited France, devoid of German pedantry and English uncertainty. Here, all issues are resolved officially, and any attempt to influence or threats is severely suppressed.
Aggressive methods of influence of collectors – from open threats to physical violence – do not work in France. At the same time, financial institutions are entitled to apply to the courts for recovery. In this case, to protect yourself and property, you need to seek specialized assistance. In France, Russian-speaking clients actively use the services of Cofrance SARL, which provides a wide range of services. Experts competently plan the line of defense, picking up the most effective (taking into account local specifics) arguments.
Calm above all
Arriving in France for permanent residence, first of all you need to calm down. The worst, namely the encroachment on life and health, is left behind. Human security is ensured by the state system. There is no question of any attempt to bribe a judge or a policeman, as well as use the “telephone right”. The lender will have to use legitimate ways to recover money. If his activity is far from civilized norms, accompanied by an overvalued interest rate, for example, only 1% per day or similar tricks, then the French Themis cannot understand it.
Usually in the fight against creditors there are several main areas. First of all, the revision of the debt amount. No one will take seriously invented penalties and fines that go beyond common sense. In general, during the proceedings in the French court, it is this factor (sanity and discretion) that is of decisive importance. Accordingly, the total amount of debt will be reduced several times or canceled altogether, recognizing the enrichment method as criminal.
Even if a creditor uses legal methods, and in his role a large bank with a good reputation is playing, moving to France will be the basis for reducing the requirements. Capital owners will want to receive at least part of the funds without paying the costs of litigation. That is why the parties often agree when the borrower undertakes to pay the principal debt, and the credit and financial institution refuses sanctions and interest. Again, such an outcome is possible only if the credited person finds a representative who is able to qualitatively defend his interests.
Choosing the right law firm in France significantly frees the time and effort of clients. In essence, the “debtors” reassign the tasks of the selected company, while they themselves are engaged in business, work and daily activities, without spending it on tedious meetings and training. In addition, experts always monitor the situation, giving detailed instructions on how to communicate with the lender.
The most important thing is not to believe promises, no matter how tempting they are. In most cases, they are intended to lure the borrower to the country of original residence, after which he will no longer be able to return “under the wing” of French jurisdiction.
Or, more importantly, since many are careless, in correspondence or during a video call session, the lender will lead the conversation in such a way that the borrower announces the facts that will then be used against him in court. He will try to bring to the emotions, provoke a recognition of justice, try to build a “trustful” communication, etc.
In short, all negotiations should be conducted in the presence of a Cofrance SARL employee, and even better, reassign the conversation to him. Of course, there can be no talk of any meeting on the territory of the post-Soviet space, and in general of other countries. Debt is the very case when the warmest relationships take place at a distance. The farther the better.